Rent vs Buy

Compare renting vs buying (or investing) over time. The model assumes you sell at the end of your horizon.

Live In

Rent Out

Comparing: Rent you PAY vs Buy (EMI + upkeep + opportunity cost).

Home Cost (₹)

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Down Payment (₹)

Loan Rate (%)

Tenure (Years)

Comparison (Years)

Appreciation (%)

Investment Return (%)

🏠 RENT ASSUMPTIONS

Monthly Rent PAY (₹)

Rent Increase (%/year)

🏠 RENT OUT ASSUMPTIONS

Monthly Rent RECEIVED (₹)

Vacancy (months/year)

Rent Increase (%/year)

+ Extra Costs (Maintenance, Tax)

Closing Cost % (one-time)

Maintenance % (yearly)

Property Tax % (yearly)

Selling Cost % (at end)

Show schedule

Year-by-year snapshot table

Verdict

Enter details...

Break-even

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Est. EMI

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Results are estimates based on your assumptions.

Year	Rent NW	Buy NW