Make smarter financial decisions — instantly

Clear decisions, not just calculations.

Free, India-focused financial calculators made for normal people. Simple inputs → clear breakups → smarter decisions.

No signup Mobile-friendly India tax context Fast + clean
Explore Tools Try Salary

Tip: On iPhone, open in Safari → Share → Add to Home Screen (install like an app).

Quick previews
Take-Home Salary
Monthly / Annual / CTC / In-hand
EMI
Breakup + chart
SIP
Growth + invested vs returns
FD
Maturity + payout estimate
Privacy-first: runs in your browser • no account needed

Start here

Most people only need these 3 to begin.

Take-Home Salary
Best for salaried
Old vs New regime, PF estimate, and clean breakup.
EMI Calculator
Loans
Know EMI + total interest, with chart + table.
SIP Calculator
Investing
Project growth and see invested vs returns clearly.

Popular tools

Simple inputs. Clear outputs. Built for India.

Salary In-hand
Income
Understand PF + tax and get an in-hand estimate.
EMI
Loan
EMI + interest breakup + chart.
Prepayment Impact
Save interest
See how much you save by paying extra.
SIP
Invest
Plan monthly investing with clear projections.
FD
Savings
Maturity value + payout estimates.
Rent vs Buy
Coming soon
A clean comparison tool (kept simple).

Why people like ClarityNow

Small things that make a big difference.

Beginner-friendly
Pick the input you understand (monthly/annual/CTC/in-hand).
Clear breakup
Not just one number — you see what changed the result.
Fast + clean
No clutter, no login walls, no unnecessary steps.
Mobile “app”
Add to Home Screen and open it like a lightweight app.

Disclaimer: Results are indicative. Banks/HR policies and rounding can vary.